Your Digital Identity, Your Credit Network
Self-sovereign identity • For the people, by the people
A Web5 identity that grows more valuable as you build credit.
Spend with virtual and physical cards, earn mutual credit, and build your financial reputation—all secured by the Bitcoin network while keeping your Layer 1 identity private and protected.
Your Private Web5 Identity Layer
A zero-knowledge identity layer that protects your Layer 1 identity while enabling seamless web3 interactions
Proof-of-Credit
The first non-custodial credit system using ERC-6551 token-bound accounts. Build credit by spending Bitcoin and repaying on time — no banks or credit bureaus needed.
Build Credit Without Banks. Spend Bitcoin. Earn Trust.
CREDIT SCORE
Deposit your Bitcoin
Spend your BTC
Repay your deposit
Repayment confirmed on-chain
Grow your credit score
Earn mutual credit & boost reputation
zKYC Verification
Zero-Knowledge Identity Verification that protects your privacy while ensuring compliance. Verify your eligibility without exposing your identity.
Verify Identity Without Revealing Identity
Zero-Knowledge KYC (zKYC)
Layer 2 Identity
User holds private identity data
Layer 1 Identity
Securely stores your government ID
Merchant / Platform
Accepts zKYC verification
Verification token, no layer 1 identity exposed
Badges & Credentials
Decentralized, verifiable credentials and achievements tied to your handle. Prove your credentials without exposing sensitive information.
Verify Credentials Without Exposing Credentials
1. Upload Credential
2. zK Proof Generation
Zero-Knowledge Verification
3. Verified Credential
Awaiting verification...
Choose Your Level
Progress through our membership tiers and unlock exclusive benefits at every step
Gold
- Earns 6 Mutual Credit
- All Silver benefits
- Exclusive events access
- Higher transaction limits
Elite
- Earns 8 Mutual Credit
- All Gold benefits
- VIP event invitations
- Highest transaction limits
Development Roadmap
Our journey through innovation and technology milestones
Launch Alpha
Release alpha version to early adopters and gather feedback
Launch Beta
Release beta version to early adopters and gather feedback
Market Place
Buy or sell registered handles from our partnered marketplace via fameguild
AI Identity
Give your AI Agent a handle identity
Web 5 Domains
Host your handle identity as a domain
zKYC Integration
Connect your handle with zKYC
zkPass Integration
Upload and earn your credentials with zkPass
Virtual Credit Card
Spend your handle account as a credit card for online purchases
Physical Credit Card
Opt in for your handle for your physical credit card
Trusted by Developers
Hear from our contributors
"HNDL is one of the most exciting emerging digital identity solutions in the Web3 space. After hosting Cordy on the DevNTell podcast—following HNDL's win in the Developer DAO x Rootstock competition voted by DAO members—it became clear that the team is building something truly special."
Developer DAO is a large, decentralized community of Web3 builders focused on accelerating education, collaboration, and the creation of public goods in the Web3 space. It supports members to learn new skills, build projects, and govern the future of the DAO while fostering a diverse and inclusive environment for developers worldwide.
"Pending"
Bitcoin Startup Lab is a leading Bitcoin and AI-focused incubator that helps founders build investment-ready startups quickly. They provide mentorship, resources, and community support from the idea stage, specializing in Bitcoin, AI, Web3, and blockchain technologies. The Lab also organizes major events like the Bitcoin Olympics Hackathon to foster innovation and collaboration within the Bitcoin ecosystem.
"easy and intuitive to use, I minted sam.₿ easily with no issues"
Rootstock (RSK) is the first-ever smart contract platform merge-mined with Bitcoin, secured by over 80% of Bitcoin's proof-of-work hashrate. Launched on mainnet in 2018, RSK enables fast, low-cost, Ethereum-compatible smart contracts on a Bitcoin sidechain without changing Bitcoin's core network.
"Pending"
Paragraph is a Web3 publishing platform where creators can own and monetize their content. It helps writers move their quality writings to this decentralized platform, fostering deeper discussions and new earning opportunities for content creators.
Start with your handle.
Register your handle and have complete ownership of your online identity.
This website is a demonstration and proof of concept. The features and services shown are currently in the planning phase and subject to change.
We're excited about the future of HNDL and appreciate your interest. Stay tuned for updates as we continue to develop and refine our platform.